Verify payment history and account validity for ACH payments in real-time
Collect payments with peace of mind and remain compliant with all ACH transaction regulations.
It’s important to note that as of March 19, 2022, the verification of account validity is required for initial web ACH transactions.
With the Check Verification API, you can collect ACH payments knowing your customers’ accounts are valid, in good standing, and have a clean payment history.
ATM/NCN Verify for Check-Writing History
This service allows an organization to query several databases that contain payment history for millions of accounts in the US, including Telecheck and Microbilt.
ForeWarn Verification for Account Validity
Updated daily, the ForeWarn service provider receives millions of account records from the majority of the banks in the US, therefore providing high coverage and accuracy. Use this service to verify account validity, matching bank account data submitted by an organization's users to the data provided by the banks.